Insuring your engagement ring from Hatton Garden – Rennie & Co
31/08/2018Insuring your engagement ring from Hatton Garden – Rennie & Co
Now that you’ve found the perfect engagement ring in Hatton Garden, the next step will be to begin planning your proposal! Having visited Hatton Garden’s jewellers, you should have been presented with an insurance valuation certificate at the point of purchase. Many customers will choose to take out insurance for their engagement ring which covers against accidental damage, loss and theft.
When insuring your engagement ring from Hatton Garden, your insurer of choice will ask for a copy of your insurance valuation certificate. You may choose to go through your existing contents insurance provider, or alternatively through a specialised jewellery insurance broker such as T.H. March. It is important to ask your insurer whether you have the choice to return to your original jeweller should you need to source a replacement or if work is required on your engagement ring. Do make sure that you check what it is that the ring is covered against, and any conditions that must be satisfied in order for the insurance to remain valid.
From time to time your insurance company may ask you for an updated insurance valuation certificate. Your engagement ring will therefore need to be revalued to ensure that it is still being covered at the appropriate amount. Rennie & Co offer lifetime insurance valuation updates for all engagement rings purchased from our London showroom. Simply visit our store and one of our experienced Hatton Garden jewellers will check over the condition of the ring, in particular the settings. Over the years it is common for wear to have taken place which may need remedial action to keep the stones secure. Assuming that all is well, your updated valuation will follow via email. Insurers do not cover against wear and tear and so it is essential that you regularly visit your jewellers for check-ups.
Rennie & Co’s friendly Hatton Garden jewellers can be contacted on 020 7405 4585 or emailed at diamonds@rennieco.com. If you are searching for a beautiful ring, view our stunning collection of single stone diamond rings, three stone engagement rings and coloured gemstone rings on our ecommerce website. Our opening hours are Monday to Saturday (10am-5.30pm) and Sunday (11am-3pm).
